They are key contact persons at central banks; commercial banks; offshore banks; investment and merchant banks; savings and loan associations, mortgage banks, and savings banks; foreign bank representations; money lenders and pawn brokers; issuing houses and security underwriters; security brokers; foreign exchange brokers and dealers; commodity brokers and commodity futures brokers and dealers; currency exchange bureaus; guarantee funds; bullion brokers; factoring companies; finance houses; credit and charge card organizations; stock and financial futures exchanges; leasing and leaseback companies; investment companies (trusts); unit trust management companies; financial advisers; life assurance companies; general insurance companies; health insurance companies; credit insurance companies; re-insurance companies; insurance and re-insurance brokers; insurance actuarial consultants; loss adjusters and surveyors; etc.