These are high-net worth individuals who make up the client database of brokers of fund management companies. They started by signing up for a free subscription to a newsletter on investment opportunities in the financial markets worldwide, with special focus on building up a portfolio that promises financial freedom in the future, such as a savings or a retirement plan. Later, they were approached by financial consultants with offers via phone and personal visits until they finally signed up for at least one investment package. Now they all receive updates on the current worth of their investment, as well as financial news intended to make them sign up for more investment packages at some future time. Their names may be released to non-competitive companies only. Only mailing addresses are available in general. Release of phone numbers is subject to prior approval of telemarketing script.